Finding a decent rental property isn’t easy, and it’s especially hard when one of your family is four-legged. Owning a dog earns you the cold shoulder from many prospective landlords. And even if you strike it lucky and find a great place that allows you to keep the whole family together, your dog may become a hidden liability.
Did you know that if visitors are injured by your dog while on your rental property, you can be held liable for their medical, surgical, and legal bills, plus covering their loss of earnings? Scary isn’t it? To make matters worse, insurance companies that once offered this kind of financial protection as part of renters insurance are wising up to the risk and some are no longer providing coverage. This could mean you are in the unenviable position of thinking you have coverage, when according to the small print, you don’t.
You’re looking for an ideal place to rent: in a safe neighborhood, near a good school, and with a yard out back. After weeks of searching you find it. So how do you convince the landlord that your four-legged friend is really Mother Teresa wrapped in fur? The answer is to think like a landlord and ask yourself what worries him. Read More