• 8 Disaster Preparedness Tips
  • ARE YOU PREPARED?
  • 7 Steps to Prepare an Emergency Evacuation Plan
  • 5 Steps to Create a Home Inventory Checklist
  • 5 Home Improvement Projects That May Have the Biggest Return on Investment

Inside a Products Liability Claim

Products liability claims and lawsuits can be complex, potentially involving alleged design defects, manufacturing defects and warning, and instruction defects. A common thread in all product liability claims is the need for manufacturers, distributors and retailers to have policies and procedures in place to defend themselves, regardless of whether or not their products caused harm.

To illustrate how companies can think about their risk and how to help mitigate it, the following are three scenarios that demonstrate how product liability claims can unfold.

Manufacturing Defect: Product Contamination

An international spice importer’s new supplier delivered a shipment of paprika contaminated with peanut protein, a potentially life-threatening food allergen. Some manufacturers of prepared foods used the contaminated paprika and had to issue product recalls preventing the tainted foods from reaching the market. Many consumers suffered allergic reactions, which led to claims in multiple jurisdictions.

“Manufacturers and importers can help guard against food contamination by testing or otherwise verifying that the product received meets their specifications,” says Robert T. Bell, a Travelers Risk Control Technical Director. Conducting these tests could help avoid product liability claims by alerting manufacturers to potential hazards prior to releasing them into production or into the market.

Companies that import products, including raw ingredients that are later provided to manufacturers of final products, can face serious liabilities if the imported product does not meet safety standards, including required labels, warnings, and instructions. In the case of an allergen, consumer warnings may be required, and the prepared foods company, unaware of the allergen within the paprika, had not provided that warning on their packaging. Read More

Recent Articles & News
  • 8 Disaster Preparedness Tips
    anemptytextlline
    anemptytextlline
  • ARE YOU PREPARED?
    anemptytextlline
    anemptytextlline
  • 7 Steps to Prepare an Emergency Evacuation Plan
    anemptytextlline
    anemptytextlline
  • 5 Steps to Create a Home Inventory Checklist
    anemptytextlline
    anemptytextlline
  • 5 Home Improvement Projects That May Have the Biggest Return on Investment
    anemptytextlline
    anemptytextlline
  • How to Make Your Home More Energy Efficient
    anemptytextlline
    anemptytextlline
  • New Car Tech Headed Our Way
    anemptytextlline
    anemptytextlline
  • A Quick Refresher: Driving and Maintaining Your Vehicle in Wintry Conditions
    anemptytextlline
    anemptytextlline
  • Manufacturers, Do You Understand Your Products Liability Risks?
    anemptytextlline
    anemptytextlline
  • Inside a Products Liability Claim
    anemptytextlline
    anemptytextlline
  • Is Your Business at Risk For Flooding?
    anemptytextlline
    anemptytextlline
  • 5 Steps for Product Liability Risk Management
    anemptytextlline
    anemptytextlline
  • Exercise With A Friend To Help You Both Stay Safer On The Road
    anemptytextlline
    anemptytextlline
  • Are Extreme Floods the New Normal?
    anemptytextlline
    anemptytextlline
  • Learn More About Car Theft Prevention
    anemptytextlline
    anemptytextlline
  • 4 Tips for Space Heater Safety
    anemptytextlline
    anemptytextlline
  • 6 Ideas to Cut Heating Costs This Winter
    anemptytextlline
    anemptytextlline
  • 5 Car Features That Will Soon Be Standard
    anemptytextlline
    anemptytextlline
  • Preparing Your Fleet for Winter
    anemptytextlline
    anemptytextlline
  • Safest and Most Dangerous States for Pedestrians
    anemptytextlline
    anemptytextlline
  • Don’t Help Crooks Steal Your Car
    anemptytextlline
    anemptytextlline
  • Renting Out Your House or Investment Property: 10 Things to Consider
    anemptytextlline
    anemptytextlline
  • Safeguard Your Business with a Distracted Driving Policy
    anemptytextlline
    anemptytextlline
  • Four Steps to Safer Drivers
    anemptytextlline
    anemptytextlline
  • 6 Considerations Before Joining a Nonprofit Board
    anemptytextlline
    anemptytextlline
  • How Does Cyber Insurance Work?
    anemptytextlline
    anemptytextlline
  • 3 Steps for Data Assessment, Inventory & Classification
    anemptytextlline
    anemptytextlline
  • Boost Your Cyber IQ [Tool]
    anemptytextlline
    anemptytextlline
  • 9 Key Elements of a Data Security Policy
    anemptytextlline
    anemptytextlline