• Learn More About Car Theft Prevention
  • 4 Tips for Space Heater Safety
  • 6 Ideas to Cut Heating Costs This Winter
  • 5 Car Features That Will Soon Be Standard
  • Preparing Your Fleet for Winter

The Science of Car Crashes

 

By Chris Hayes, Travelers
Second Vice President, Transportation Risk Control

 

From lane departure warnings to automatic emergency braking, drivers today have more technology than ever to help avoid car accidents. But with more cars on the road, the number of traffic fatalities continues to rise, according to the National Highway Traffic Safety Administration. Taking a scientific approach to what causes car accidents can help us better understand – and potentially avoid – them in the future.

Why Are There More Fatal Car Accidents?

Americans are covering more miles, and are more distracted, than they were a decade ago. Safety technology can only do so much to offset risky driving behavior. Reducing distractions, from smartphone use to eating while driving, can help drivers remain alert and able to react quickly, giving them a better chance to avoid an accident.

What Role Do Drivers Play in an Accident?

Despite all of the new safety technology, in 94 percent of car accidents, the crash was related to the driver, according to NHTSA.1 Often, an unexpected event and period of inattention go hand in hand. Maintaining focus on the roadway is important because unexpected events are a part of everyday driving. Even at their most efficient, the interactions between a driver’s perception and a vehicle’s brakes aren’t instantaneous. Responding to an unexpected event happens in three distinct phases: perception, reaction and avoidance. There’s the moment that the driver perceives the potential hazard, the driver’s reaction time and the steps the driver takes to avoid an accident. This sequence of events takes time. Maintaining focus and attention on the road can help provide a driver with the time needed to react and ideally, avoid an accident.

 

What Causes a Car Accident?

To a driver, getting into an accident may feel like a stroke of bad luck – a matter of being in the wrong place at the wrong time, perhaps. There’s some truth to the idea of timing. It’s generally safer to drive during daylight hours instead of nighttime, when visibility is lower and other drivers are likely to be fatigued, or perhaps driving under the influence, for example.

While there’s an element of chance in an accident, often it’s due to a series of connected events that can be deciphered to discover the root cause of the crash. It can mean that a small mistake, when compounded with another factor, can lead to a serious car accident. But safe drivers who are prepared to react to that root cause can help prevent a more serious accident than drivers who are not prepared. Safe driving is more than simply driving the speed limit; it’s about anticipating other driver’s actions and recognizing when a curve in the road ahead or inclement weather requires drivers to slow down.

Recent Articles & News
  • Learn More About Car Theft Prevention
    anemptytextlline
    anemptytextlline
  • 4 Tips for Space Heater Safety
    anemptytextlline
    anemptytextlline
  • 6 Ideas to Cut Heating Costs This Winter
    anemptytextlline
    anemptytextlline
  • 5 Car Features That Will Soon Be Standard
    anemptytextlline
    anemptytextlline
  • Preparing Your Fleet for Winter
    anemptytextlline
    anemptytextlline
  • Safest and Most Dangerous States for Pedestrians
    anemptytextlline
    anemptytextlline
  • Don’t Help Crooks Steal Your Car
    anemptytextlline
    anemptytextlline
  • Renting Out Your House or Investment Property: 10 Things to Consider
    anemptytextlline
    anemptytextlline
  • Safeguard Your Business with a Distracted Driving Policy
    anemptytextlline
    anemptytextlline
  • Four Steps to Safer Drivers
    anemptytextlline
    anemptytextlline
  • 6 Considerations Before Joining a Nonprofit Board
    anemptytextlline
    anemptytextlline
  • How Does Cyber Insurance Work?
    anemptytextlline
    anemptytextlline
  • 3 Steps for Data Assessment, Inventory & Classification
    anemptytextlline
    anemptytextlline
  • Boost Your Cyber IQ [Tool]
    anemptytextlline
    anemptytextlline
  • 9 Key Elements of a Data Security Policy
    anemptytextlline
    anemptytextlline
  • Agribusiness Insurance
    anemptytextlline
    anemptytextlline
  • What is Personal Liability Insurance Coverage?
    anemptytextlline
    anemptytextlline
  • Preparing for the Risks of 3D Printing in Manufacturing
    anemptytextlline
    anemptytextlline
  • Cyber Risks and Your Business [Video]
    anemptytextlline
    anemptytextlline
  • What is Personal Property Coverage?
    anemptytextlline
    anemptytextlline
  • 8 Elements of a Fleet Safety Program
    anemptytextlline
    anemptytextlline
  • Dwelling Coverage
    anemptytextlline
    anemptytextlline
  • Rental Car Insurance: Does My Insurance Cover It?
    anemptytextlline
    anemptytextlline
  • Why You Need a Renters Insurance Policy
    anemptytextlline
    anemptytextlline
  • 5 Questions to Ask Your Insurance Rep About Renters Insurance
    anemptytextlline
    anemptytextlline
  • How Does Renters Insurance Work?
    anemptytextlline
    anemptytextlline
  • How the Home Insurance Claim Process Works
    anemptytextlline
    anemptytextlline
  • Information You May Need for a Homeowners Insurance Quote
    anemptytextlline
    anemptytextlline
  • Is Your Home Insured to Its Replacement Cost?
    anemptytextlline
    anemptytextlline