• 9 Key Elements of a Data Security Policy
  • Agribusiness Insurance
  • What is Personal Liability Insurance Coverage?
  • Preparing for the Risks of 3D Printing in Manufacturing
  • Cyber Risks and Your Business [Video]

5 Questions to Ask Your Insurance Rep About Renters Insurance

While renters insurance offers broad protection for tenants, it’s important for consumers to choose the policy that best suits their individual needs.

renters policy can cover your personal belongings and help cover legal costs in the event you are sued for accidental bodily injury or property damage of others. But not all policies are the same. Here are five questions to ask your insurance representative to help you make the right choice.

1. What’s Covered and What’s Not?

A renters policy generally covers your stuff against events like theft, lightning, fire, smoke, vandalism, explosions and windstorms.1 There’s also liability protection against claims and lawsuits alleging that you caused bodily injuries or property damage. There may be coverage for certain kinds of water damage, such as leaks from damaged pipes. Your insurance rep can tell you if the policy includes additional living expenses if you’re forced to move due to a covered loss.

A typical renters insurance policy does not generally provide coverage for damage from floods and earthquakes. Also, there will be limits on how much coverage is provided for your things. There could also be lower limits in the policy for different categories of your possessions. If you own expensive collectibles, such as jewelry or art, ask your insurance representative about buying additional coverage for these valuables.

Recent Articles & News
  • 9 Key Elements of a Data Security Policy
    anemptytextlline
    anemptytextlline
  • Agribusiness Insurance
    anemptytextlline
    anemptytextlline
  • What is Personal Liability Insurance Coverage?
    anemptytextlline
    anemptytextlline
  • Preparing for the Risks of 3D Printing in Manufacturing
    anemptytextlline
    anemptytextlline
  • Cyber Risks and Your Business [Video]
    anemptytextlline
    anemptytextlline
  • What is Personal Property Coverage?
    anemptytextlline
    anemptytextlline
  • 8 Elements of a Fleet Safety Program
    anemptytextlline
    anemptytextlline
  • Dwelling Coverage
    anemptytextlline
    anemptytextlline
  • Rental Car Insurance: Does My Insurance Cover It?
    anemptytextlline
    anemptytextlline
  • Why You Need a Renters Insurance Policy
    anemptytextlline
    anemptytextlline
  • 5 Questions to Ask Your Insurance Rep About Renters Insurance
    anemptytextlline
    anemptytextlline
  • How Does Renters Insurance Work?
    anemptytextlline
    anemptytextlline
  • How the Home Insurance Claim Process Works
    anemptytextlline
    anemptytextlline
  • Information You May Need for a Homeowners Insurance Quote
    anemptytextlline
    anemptytextlline
  • Is Your Home Insured to Its Replacement Cost?
    anemptytextlline
    anemptytextlline
  • Three of the Most Dangerous Boating Conditions
    anemptytextlline
    anemptytextlline
  • Should I File a Property Damage Claim? Three Questions to Help You Decide
    anemptytextlline
    anemptytextlline
  • 6 Home Renovations that Can Affect Your Insurance
    anemptytextlline
    anemptytextlline
  • Saving Money on Your Homeowners Insurance
    anemptytextlline
    anemptytextlline
  • What to Do When a Disaster Is Imminent
    anemptytextlline
    anemptytextlline
  • How To Create a Home Inventory
    anemptytextlline
    anemptytextlline
  • GENERAL DRIVING TIPS
    anemptytextlline
    anemptytextlline
  • Driver Safety Tips for Teenagers
    anemptytextlline
    anemptytextlline
  • How to Lower Car Insurance Costs
    anemptytextlline
    anemptytextlline
  • 10 Ways to Save on Your Car Insurance
    anemptytextlline
    anemptytextlline
  • Preparing Your Home and Your Family in the Event of a Wildfire
    anemptytextlline
    anemptytextlline
  • 5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage
    anemptytextlline
    anemptytextlline
  • Why Do You Need Wedding Insurance?
    anemptytextlline
    anemptytextlline
  • What to Do If Your Identity Is Stolen
    anemptytextlline
    anemptytextlline