• Agribusiness Insurance
  • What is Personal Liability Insurance Coverage?
  • Preparing for the Risks of 3D Printing in Manufacturing
  • Cyber Risks and Your Business [Video]
  • What is Personal Property Coverage?

Three of the Most Dangerous Boating Conditions

While spending time near water or on a boat can be an enjoyable way to spend a summer day, some dangerous conditions can exist if you are not properly equipped and prepared to deal with them. Three uncommon, and also avoidable, causes of serious injury include electrocution, being struck by a propeller, and carbon monoxide (CO) poisoning.

 

Dock Safety and Electricity

Many boat owners choose to keep their boats at a marina as opposed to mooring them. While marinas offer customers a number of amenities, such as water, cable and electricity to charge your boat’s battery or power lights and appliances, one of these perks can also lead to potential hazards. Did you know that stray electrical current from dock wiring or an electrical fault from a boat can energize the water creating an electrocution hazard? In this potentially dangerous situation, a person swimming nearby can become paralyzed by the electrical field and drown, referred to as Electrical Shock Drowning (ESD). Rescuers, when they enter the water, can suffer from the same paralyzing effects as the person they are trying to save. This type of hazard has been reported in fresh water marinas such as on lakes or rivers, but not salt water marinas. Presumably because salt water is a much better conductor of electricity and this can make it harder – but not impossible – for lethal voltage gradients to form.

To avoid this unpredictable and deadly hazard, do not swim or allow your passengers to swim from or near docks or boats where shore side electrical connections are provided. Other things that can be done to help minimize the risk of ESD include:

  • Have all electrical work completed by marine electricians certified by the American Boat and Yacht Council (ABYC).
  • When selecting a marina to tie up to long term, ask about their electrical inspection, testing and maintenance program, including procedures to minimize the risk of ESD.
  • Promptly report to marina management evidence of chaffing cables, tripping of Ground Fault Circuit Interrupters (GFCI) or similar issues with the electrical system and dock pedestals. Read More
Recent Articles & News
  • Agribusiness Insurance
    anemptytextlline
    anemptytextlline
  • What is Personal Liability Insurance Coverage?
    anemptytextlline
    anemptytextlline
  • Preparing for the Risks of 3D Printing in Manufacturing
    anemptytextlline
    anemptytextlline
  • Cyber Risks and Your Business [Video]
    anemptytextlline
    anemptytextlline
  • What is Personal Property Coverage?
    anemptytextlline
    anemptytextlline
  • 8 Elements of a Fleet Safety Program
    anemptytextlline
    anemptytextlline
  • Dwelling Coverage
    anemptytextlline
    anemptytextlline
  • Rental Car Insurance: Does My Insurance Cover It?
    anemptytextlline
    anemptytextlline
  • Why You Need a Renters Insurance Policy
    anemptytextlline
    anemptytextlline
  • 5 Questions to Ask Your Insurance Rep About Renters Insurance
    anemptytextlline
    anemptytextlline
  • How Does Renters Insurance Work?
    anemptytextlline
    anemptytextlline
  • How the Home Insurance Claim Process Works
    anemptytextlline
    anemptytextlline
  • Information You May Need for a Homeowners Insurance Quote
    anemptytextlline
    anemptytextlline
  • Is Your Home Insured to Its Replacement Cost?
    anemptytextlline
    anemptytextlline
  • Three of the Most Dangerous Boating Conditions
    anemptytextlline
    anemptytextlline
  • Should I File a Property Damage Claim? Three Questions to Help You Decide
    anemptytextlline
    anemptytextlline
  • 6 Home Renovations that Can Affect Your Insurance
    anemptytextlline
    anemptytextlline
  • Saving Money on Your Homeowners Insurance
    anemptytextlline
    anemptytextlline
  • What to Do When a Disaster Is Imminent
    anemptytextlline
    anemptytextlline
  • How To Create a Home Inventory
    anemptytextlline
    anemptytextlline
  • GENERAL DRIVING TIPS
    anemptytextlline
    anemptytextlline
  • Driver Safety Tips for Teenagers
    anemptytextlline
    anemptytextlline
  • How to Lower Car Insurance Costs
    anemptytextlline
    anemptytextlline
  • 10 Ways to Save on Your Car Insurance
    anemptytextlline
    anemptytextlline
  • Preparing Your Home and Your Family in the Event of a Wildfire
    anemptytextlline
    anemptytextlline
  • 5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage
    anemptytextlline
    anemptytextlline
  • Why Do You Need Wedding Insurance?
    anemptytextlline
    anemptytextlline
  • What to Do If Your Identity Is Stolen
    anemptytextlline
    anemptytextlline
  • Do You Need a Workplace Safety Committee
    anemptytextlline
    anemptytextlline